We understand that debt can pile up for reasons beyond our control: job loss, illness, unexpected expenses, or simply a rough financial patch. We're here to offer clear legal solutions, no judgment, just results. We guide you step by step so you can regain your financial peace of mind and start fresh with confidence.
Protection against garnishments and foreclosures
Elimination of unsecured debt
Personalized payment plans
Guidance to stop collection calls
Chapter 7 lets you eliminate most of your unsecured debts, such as credit cards, medical bills and personal loans.
Chapter 13 lets you restructure your debts and create a payment plan based on your income.
If you're facing constant creditor harassment, wage garnishment, or possible foreclosure, there are legal solutions that can help you regain stability and start a new financial chapter with confidence.
There are mainly two types of bankruptcy: Chapter 7 and Chapter 13. Chapter 7 generally discharges most debts, while Chapter 13 lets you reorganize debts and make payments over time. The best option will depend on your income, assets and type of debt.
Whether you can keep your house depends on the type of bankruptcy you choose and your specific circumstances. In some cases, you may be able to keep your house if you're current on mortgage payments or can catch up through a payment plan.
A Chapter 7 bankruptcy generally stays on your credit report for 10 years, while a Chapter 13 bankruptcy stays for 7 years.
Yes, it's possible. Chapter 7 bankruptcy can liquidate your business assets to pay creditors, while Chapter 13 may let you reorganize your business debts and keep operating.
Tax debts can't always be discharged in a bankruptcy proceeding. However, there are exceptions and the possibility of negotiating a payment agreement with the IRS. It's important to consult with our attorneys to determine how your taxes will be handled.
(305) 614-1690
7480 SW 40th Street
Suite 450
Miami, FL 33155
(561) 566-6860
8461 Lake Worth Road
West Palm Beach, FL 33467
(The Nexus)
