Call An Experienced Miami Bankruptcy Lawyer

When You’re Overwhelmed By Debt, We Can Guide You Through Bankruptcy & Help You Get Back On Your Feet.

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If you have any legal situation, do not hesitate to contact us and talk to us about your case, we will be happy to help you.
 

Bankruptcy

ET US HELP YOU UNDERSTAND YOUR OPTIONS FOR DEBT RELIEF

Many people from all walks of life struggle with debt management. Doctors, office workers, secretaries, construction workers, small business owners and countless others who, for a variety of reasons, have been overwhelmed by debt.

At Hector Hernandez & Associates, P.A. we handle over 1,000 bankruptcies a year for Miami, Florida clients from all walks of life in various financial situations.

Generally, there are two main types of bankruptcies available. Which option is right for you will depend on your circumstances and goals.

CHAPTER 7 BANKRUPTCY:

We primarily help clients file for Chapter 7 bankruptcy. With this type of bankruptcy, individuals – even small business owners – can seek to discharge credit card debt, medical bills and other types of loans. The process takes as little as 90 days to complete. Once the discharge is approved, individuals are relieved of most of the debt they have been carrying for years.

CHAPTER 13 BANKRUPTCY:

In some cases, Chapter 13 bankruptcy may be a better option, especially for homeowners. Under Chapter 13, a person’s debt load is restructured. A monthly payment plan is established whereby the individual makes monthly payments, as determined by a bankruptcy trustee, over a period of three to five years.
There are important differences between Chapter 13 and Chapter 7, with benefits and disadvantages to each.

At Hector Hernandez & Associates, P.A. we can offer guidance on the best bankruptcy option for your situation.

REGAIN CONTROL OF YOUR FINANCIAL AND EMOTIONAL WELL BEING.

If you are facing daily harassment from creditors, wage garnishments or foreclosure proceedings, contact an experienced Miami bankruptcy attorney for help.

We can help you restore your financial future and work to improve your life. Our attorneys have helped thousands of people in your same situation. Let us help you.

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We like to work together with our clients, get to know them and seek justice in every case that comes to our offices, in order to find the most satisfactory solution.
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Why Choose Us?
Héctor Hernández & Associates, P.A. has a group of legal professionals, highly experienced and committed to offer a quality and winning service to any case that is presented, within justice and legality.

Great Discount

We offer great discounts and excellent service.

Expert Lawyers

The professionals that are part of our team have been highly trained and developed to provide you with the best service.

Get Legal Advice

With our expert lawyers you will have the legal advice you need.

Community Service

We are part of a community, which we like to support and encourage, in order to have a safer and fairer place.

Our Legal Practices

With experience in a wide array of practice areas, Hector Hernandez & Associates, P.A will handle your legal issues with
care and professionalism.

Personal Injury
The injuries that can be suffered in many occasions are impediments to defend yourself, but you can count on a group of professionals with high experience.
Personal Injury
The injuries that can be suffered in many occasions are impediments to defend yourself, but you can count on a group of professionals with high experience.
Real Estate Law
A property is the investment of your life; where you seek independence and development as a person. Taking care of this asset is essential.
Real Estate Law
A property is the investment of your life; where you seek independence and development as a person. Taking care of this asset is essential.
Immigration
Arriving to another country is never easy. That is why at Héctor Hernández & Associates we take care of helping and supporting immigrants in legal matters.
Immigration
Arriving to another country is never easy. That is why at Héctor Hernández & Associates we take care of helping and supporting immigrants in legal matters.

We are happy to share with you your request

 
If you have any legal situation, do not hesitate to contact us and talk to us about your case, we will be happy to help you.