LET US HELP YOU UNDERSTAND YOUR OPTIONS FOR DEBT RELIEF
Many people from all walks of life struggle with debt management. Doctors, office workers, secretaries, construction workers, small business owners, and countless others have been overwhelmed by debt for a variety of reasons.
At Hector Hernandez & Associates, P.A. we handle many bankruptcies a year for clients from all walks of life in various financial situations.
Generally, there are two main types of bankruptcies available. Which option is right for you will depend on your circumstances and goals.
If you’re looking for experienced bankruptcy lawyers in Miami and want to know your financial relief options; don’t hesitate to call us for consultancy.
CHAPTER 7 BANKRUPTCY:
We primarily help clients file for Chapter 7 bankruptcy. With this type of bankruptcy, individuals – even small business owners – can seek to discharge credit card debt, medical bills and other types of loans. The process takes as little as 90 days to complete. Once the discharge is approved, individuals are relieved of most of the debt they have been carrying for years.
CHAPTER 13 BANKRUPTCY:
In some cases, Chapter 13 bankruptcy may be a better option, especially for homeowners. Under Chapter 13, a person’s debt load is restructured. A monthly payment plan is established whereby the individual makes monthly payments, as determined by a bankruptcy trustee, over a period of three to five years.
There are important differences between Chapter 13 and Chapter 7, with benefits and disadvantages to each.
At Hector Hernandez & Associates, P.A. we can offer guidance on the best bankruptcy option for your situation.
REGAIN CONTROL OF YOUR FINANCIAL AND EMOTIONAL WELL BEING.
If you are facing daily harassment from creditors, wage garnishments or foreclosure proceedings, contact an experienced bankruptcy attorney for help.
We can help you restore your financial future and work to improve your life. Our attorneys have helped thousands of people in your same situation. Let us help you.
305 – 614 – 1690
561 – 566 – 6860
©2023 por Hector Hernandez & Associates, P.A
Lea nuestra sección de preguntas frecuentes para conocernos un poco mejor.
Si aún le queda alguna duda, uno de nuestros representantes de atención al cliente podrá darle la respuesta más precisa.
Es cuando el ciudadano se enfrenta a la deportación y pide una estancia temporal. Lo primero es contratar a un abogado especializado en inmigración para que le ayude con este proceso tan complicado.
Las leyes para solicitar asilo cambian constantemente. Algunos de los siguientes aspectos deben tenerse en cuenta antes de presentar la solicitud: Generalmente se requiere documentación de confinamiento y médica, un informe de derechos humanos del país de origen, declaraciones juradas de testigos, un escrito legal detallado que explique la ley en relación con las necesidades particulares del individuo, y más.
Los visados de trabajador temporal son para personas que entran en el país para trabajar temporalmente. El empresario debe presentar primero una petición al Servicio de Ciudadanía e Inmigración de Estados Unidos (USCIS). Cuando se apruebe la petición, la persona podrá solicitar un visado de trabajo.
Las instrucciones las facilita el Centro Nacional de Visados (NVC). No se puede presentar una solicitud sin una invitación del NVC. Se le enviará una carta invitándole a presentar la solicitud y los pasos a seguir durante el proceso de solicitud.
